Calculators › Gratuity

Gratuity and leave encashment calculator

Retirement or death gratuity and earned leave encashment for Central Government employees. Applies under NPS, UPS and the old pension scheme.

Rules as of September 2026 · by NE Media

₹0

How this is worked out

Emoluments (E) = last basic pay + DA.
Retirement gratuity = 1/4 of E for every completed six months of service, up to 16.5 × E. It needs at least 5 years of qualifying service. A part of 3 months or more counts as a full six months.
Death gratuity: 2 × E with under 1 year of service; 6 × E for 1 to 5 years; 12 × E for 5 to 11 years; 20 × E for 11 to 20 years; and half of E for every six months with 20 years or more, up to 33 × E.
The gratuity ceiling is ₹25 lakh from 1 January 2024 (raised from ₹20 lakh when DA reached 50%).
Leave encashment = (basic pay + DA) ÷ 30 × days of earned leave, up to 300 days.
For Central Government employees both amounts are fully exempt from income tax (sections 10(10) and 10(10AA)).

How much pension will you get?Basic pension, DR and the commutation lump sum.