Pay Commission Calculator

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Pay

Pay Matrix level Shown with the old 6th CPC Grade Pay. University and college teachers: pick your Academic Grade Pay (AGP). Basic pay (7th CPC Pay Matrix)

8th Pay Commission

Fitment factor Not yet announced. Choose an estimate or type your own.

Arrears period

8th CPC effective from The date the new pay counts from. Expected to be 1 January 2026. New pay actually starts from The first month the 8th CPC salary is paid. Arrears cover every month before it. Expected DA rise every 6 months Used for both 7th and 8th CPC DA during the arrears period. 7th CPC DA is 60% from January 2026.

Include yearly increment every July (3%)

Include in arrears (basic pay and DA are always included)

House Rent Allowance (HRA)

Transport Allowance Deduct NPS / UPS from arrears

In the 7th CPC, arrears were paid on basic pay and DA only; HRA and other allowances were revised later without arrears. NPS uses the percentage set under Deductions. Use your basic pay as it was on the effective date. Work out income tax on arrears Tax regime for arrears Claim relief under Section 89 (Form 10E)

House Rent Allowance

Search your city Pick a city to set the HRA class, or choose the class yourself below. HRA class HRA rates under 8th CPC Not announced yet. Today's rates are 30/20/10% because DA is above 50%.

Dearness Allowance

DA under 7th CPC Used to compare with your current pay. DA under 8th CPC Resets to 0% when a new pay commission starts, then rises every six months.

Other allowances

Deductions

Pension contribution

Percent of basic pay + DA. Untick if you are on GPF (old pension scheme) or add GPF below. Scheme and percent of the extra basic pay + DA deducted from arrears.

Income tax

Deduct income tax from take-home Tax regime

Old regime deductions (yearly amounts, used for the old regime and the comparison)

Rent paid 80C investments 80CCD(1B) extra NPS 80D health insurance Home loan interest

80C already includes your NPS/UPS contribution and any GPF you added. Add PPF, LIC, ELSS, tuition fees and similar here.

Estimated arrears receivable after tax ₹0

Gross arrears ₹0Tax ₹0NPS ₹0

Show month-by-month arrears

Period	7th CPC paidper month	8th CPC dueper month	Arrears

See how tax on arrears is worked out

Monthly take-home · 7th CPC ₹0

Gross ₹0Tax ₹0 ₹0 · 0% vs 7th CPC

Monthly pay statement

Component	7th CPC	8th CPC (est.)

See detailed tax breakdown

How this is worked out

Pay and DA

Basic pay comes from the 7th CPC Pay Matrix, or the UGC Academic Pay Matrix for teachers. Each step in a level is 3% higher, rounded to the nearest ₹100.
Dearness Allowance is a percentage of basic pay. It is 60% from January 2026, or the rate you choose.

House Rent Allowance

HRA is a percentage of basic pay by city class: 30/20/10% when DA is 50% or more, 27/18/9% between 25% and 50%, and 24/16/8% below 25%.
Minimum HRA is ₹5,400 (X), ₹3,600 (Y) and ₹1,800 (Z) a month.
The city search uses the X and Y city lists. Noida, Ghaziabad, Gurugram and Faridabad are treated as Delhi. Any city not listed is Class Z.

Transport Allowance

Uses the 7th CPC slabs by level, with X class cities treated as higher-rate cities, plus DA on the allowance.

8th Pay Commission estimates

New basic pay = 7th CPC basic pay × the fitment factor you choose, rounded to ₹100.
DA restarts at 0% unless you choose otherwise. HRA uses the 8th CPC rates you pick (today’s 30/20/10% by default). Transport allowance follows the 7th CPC rules.

Arrears

For each month from the effective date until the new pay starts: 8th CPC pay due minus 7th CPC pay actually paid, on basic pay and DA (plus HRA and transport allowance if you tick them).
DA on both sides rises by the amount you choose every January and July, and the yearly increment is added every July.
Tax on arrears is worked out for the year you receive them, with Section 89 relief if selected.

Allowances and deductions

Allowances and deductions you add use the same monthly amount in both pay commissions.
Suggested amounts (CGHS and CGEGIS by level, Children Education Allowance for one child, professional tax) can be edited.
NPS/UPS is the percentage you set of basic pay plus DA.

Income tax

Worked out for a full year at the monthly pay shown, using the new and old regime slab rates from the Union Budget 2025, with the standard deduction, 87A rebate, surcharge and 4% cess.

More detail in the guides: fitment factor, DA history, HRA city classes and arrears and Section 89. All official sources are listed on the Sources page.

Disclaimer

Results are estimates for guidance only. This is not an official Government tool, and nothing here is tax, legal or financial advice.

For information only. This calculator gives estimates for general guidance. It is not an official tool and does not replace your pay slip, pay fixation order, or any order issued by your department.

Not affiliated with the Government. This website is independent. It is not connected to, endorsed by, or run on behalf of the Government of India, any State Government, the Ministry of Finance, DoPT, UGC, or any Pay Commission.

8th Pay Commission figures are projections. The 8th CPC fitment factor, pay matrix, DA and allowance rates have not been notified. All 8th CPC amounts are assumptions and may differ from what is finally announced.

Not tax, legal or financial advice. Income tax figures are approximate and leave out many personal factors. Consult a qualified tax professional or your Drawing and Disbursing Officer (DDO) before making decisions.

Check before you rely on it. Pay matrix values, DA and HRA rates, city classes and tax slabs are compiled from public sources and may contain errors or be out of date. Always confirm with official Government notifications.

No liability. This website is provided "as is", without any warranty of accuracy or completeness. NE Media is not responsible for any loss, claim or decision arising from its use. By using this calculator you accept these terms.

Your data stays with you. All calculations run in your browser. The figures you enter are not saved or sent anywhere by this calculator.

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Rates last reviewed: September 2026.